It is a reality that most people never expect an accident to disrupt their life — until it happens.
A Toronto construction worker, in the middle of a routine day on-site, suffered an injury that will take months to recover from. While the medical team confirmed he is in stable condition, the financial uncertainty began immediately.
“How will bills be paid? Rent? Groceries? Utilities?” his family wondered. “What happens if recovery takes longer than expected?”
These are questions faced by thousands of workers across Toronto — from delivery drivers navigating busy streets, to mechanics, healthcare staff, and truckers on the road. Physical injury is only part of the challenge; financial strain can be just as impactful.
Living Benefit Insurance exists to provide protection during these unexpected life events. Unlike traditional life insurance, which pays only after death, Living Benefit Insurance provides income replacement while you are still alive — after accidents, injuries, or serious illness prevent you from working.
At EverSure, our plans are designed to offer real, immediate support:
• Income replacement during recovery
• Shorter waiting periods for faster financial relief
• Long-term coverage for continued peace of mind
• Protection for individuals ages 18–69
Insurance should not wait until it’s too late. It should start the moment life changes.
EverSure.
Any Time. Any Place.
Insurance that pays you while you’re still alive.