Living Benefit Insurance in Toronto.

Insurance that pays you while you are still alive.

Check Your Eligibility.

Total Injury Protection

Pays immediate cash for injuries like fractures, stitches, or even a broken tooth. You are covered 24/7, at home, on the job, or traveling.

Sickness & Hospital Pay

Provides a daily cash benefit for any illness requiring hospitalization, including pneumonia, cancer, heart attack, or stroke.

Income Replacement

We pay you directly—not the hospital. Use the money for rent, groceries, or recovery while you can't work. We protect your savings.
About us

You can depend on us to get a good services

Our Values Mission
Teamwork
Respect for all people
Unquestionable integrity
Excellence in everything we do
Speed in servicing
Truthfulness.
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Teamwork
Respect for all people
Unquestionable integrity
Excellence in everything we do
Speed in servicing
Truthfulness.

EverSure specializes in living benefits for the modern worker. Whether you are a student, a delivery driver on an e-bike, or a trucker, we provide portable insurance that stays with you even if you change employers. Unlike standard work plans, we offer shorter waiting periods and longer coverage durations for ages 18 to 69.

Service Experience
90%
ceo

Rayon Coley

Founder & CEO
Featured services

The fields on which we have given our servies.

Living Benefits insurance provides financial protection during your lifetime, offering cash support when you need it most, while also giving you opportunities to save depending on the policy.

Why choose us?

Get cash while you recover, coverage that moves with you.

We don’t pursue every company that needs computer support. We choose only clients that share in our values. It takes teamwork and a solid commitment to good communication
We Can Save You Money.
Our Life Insurance is Flexible.
A Fast, Easy Application.
No brokers, no upselling.
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Satisfied clients

We are very happy to serve them!
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Completed projects

We have done many projects.
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Success rate

We are alert to be successful!
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Satisfied clients

We are very happy to serve them!
+

Completed projects

We have done many projects.

Accident

Accident insurance that values the driver as much as the drive. Total protection for your life

Consult

Expert advice to optimize your plans. Strategic reviews for all your assets.

Critical

Lump-sum payouts for major illnesses. Financial support when you need it most.

Delivery

Specialized coverage for e-bikes and couriers. Protecting Toronto's gig economy.

Health

Private medical care and recovery support that goes beyond basic provincial plans.

Income

Paycheck protection. We replace your earnings if you are sidelined from work.

Living

overage that follows the worker. Protection for mechanics and site laborers.

Portable

Let our alliance with industry-leading business insurance companies.
Health Accident Life income

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